Were You hit & Hurt in a car accident? our team is here to help. get serious today

Houston Car Accident Lawyer 

Representing injured individuals in Car Accidents thorughout Harris County & Texas

People use their cars every single day. We go to work, run errands, and visit friends. When accidents happen, it can be a scary and confusing time. Payne Law Firm is here to help you through it. 

We have worked with clients throughout Texas and have successfully recovered millions of dollars in compensation. Our Houston car accident attorneys understand the complexities involved in car accident claims, and we know what it takes to hold negligent parties accountable. Our team has successfully taken on major insurance carriers and secured favorable settlements and verdicts on behalf of the injured and the families of those wrongfully killed. 

If you or someone you love was involved in a car accident in Harris County, reach out to our team today to learn how we can help. Led by founding attorney, Jason E. Payne, we are committed to helping you maximize your recovery and get back on your feet after a serious accident or injury. 

For a free, no-obligation consultation, call (713) 999-4801 or contact us online. Hablamos español.

Is Texas a No-Fault State? 

Texas is not a no-fault state. Instead, the state follows a fault-based (or “tort”) system when it comes to car accident claims. This means that you must typically prove that another person or party was at fault for the accident and that this is what caused your injuries and resulting damages. Unless you have purchased additional insurance beyond the required liability amounts, you will likely not file a claim with your own insurance provider after an accident. Instead, you must seek compensation from the at-fault party’s insurance company. 

This can be difficult, as insurance companies often go to great lengths to dispute, devalue, or deny rightful claims. Their goal is to limit payouts—not pay you what you are owed. Because of this, it is important that you work with an experienced car accident attorney, like those at Payne Law Firm, who can help you fight back against the insurance company’s efforts to undervalue your claim. 

Proving Negligence in a Car Accident Claim 

As mentioned above, it is critical that you are able to prove fault if you wish to recover compensation after a car accident in Texas. Typically, proving fault means establishing that another person or entity was negligent or acted wrongfully, leading to the crash. 

Some common causes of car accidents that can be attributed to negligent and wrongful conduct include: 

  • Speeding
  • Aggressive driving
  • Reckless driving
  • Distracted driving
  • Drunk driving/driving while impaired
  • Disobeying stop signs and traffic lights
  • Unsafe driving maneuvers
  • Unlawful passing
  • Unsafe turns
  • Auto defects
  • Defective roadway construction

While most car accidents result from the negligence of another driver, some occur because of a third party’s careless, reckless, or wrongful conduct. At Payne Law Firm, we work tirelessly to investigate every car accident case we accept to identify how the crash occurred and, most importantly, who is liable for our client’s losses. 

Damages in Car Accident Cases 

Victims of serious car accidents often suffer severe, catastrophic injuries. Often, their vehicles sustain significant damage or may even be totaled in the crash. Those involved may find it difficult to move forward with their lives and cover the costs associated with medical treatment, property damage repairs, lost wages, and other unexpected hardships. 

By filing a car accident claim, you can seek financial recovery for the economic and non-economic losses you suffered as a result of the crash, including but not limited to:

  • Emergency medical care costs
  • Ongoing and future treatments
  • Pain and suffering
  • Lost income, wages, and other benefits
  • Lost future earnings and earning ability
  • Emotional distress and trauma
  • Counseling and/or therapy
  • In-home care
  • Home modifications
  • Disfigurement and inconvenience

In some cases, we may even be able to recover punitive damages. Unlike the compensatory damages listed above, punitive damages are not meant to compensate the victim for specific losses but, rather, punish the defendant for egregious negligence or willful/wanton misconduct. Such damages are relatively rare but may be available in some cases. 

How Long Do You Have to File a Car Accident Claim in Texas? 

As with other types of personal injury cases, you have a limited time to file a car accident lawsuit in Texas. The statute of limitations, or deadline, to file these types of claims is typically two years from the date of the accident. 

Although you have two years to file a lawsuit, it is important that you take immediate action in the wake of the accident. The sooner you reach out to our Houston car accident lawyers, the sooner they can begin investigating your claim, gathering evidence, and building your case. The liable party’s insurance company will likely take immediate action to dispute your claim; you should be ready to protect your rights immediately after the accident. Reach out to our team at Payne Law Firm today to learn more. 

Call Us Today to Learn More

If you or a loved one is suffering from a serious injury, it is important to talk to an experienced attorney as soon as possible. At Payne Law Firm, we offer free initial consultations and contingency fees, meaning you do not owe a dime unless/until we recover a settlement or verdict for you.

We provide legal services in English and Spanish and are happy to answer any questions you may have throughout the legal process. Our attorneys have recovered millions of dollars for our clients, and we are ready to fight for you and the recovery you deserve. 

To schedule a consultation, call our office in Houston at (713) 999-4801 today. You can also fill out our contact form online.

  • “Payne Law Firm was invaluable in helping my family navigate the most difficult situation we had ever experienced. Mr. Payne and his entire staff were professional, responsive, and empathetic throughout the entire process.” - Fatimar J.
  • “My experience with "Payne Law Firm" was extraordinary! They were efficient, professional, and persistent. I have and will continue to recommend “Payne Law Firm” because you are treated like family!” - Sheori S.
  • “My experience at Payne Law Firm was very pleasant. I had no worries at all. He was there for everything I needed help with.” - Gloria J.
  • “I have used Payne Law Firm services on several different occasions and have always been pleased with the outcomes.” - Leonard J.
  • “Payne Law Firm calmed my fears and assisted with easing my pain, by always being available to answer my questions, calming my fears, explaining the law to me in layman’s terms, while offering comfort and support.” - Joyre T.

You May Be Entitled to Compensation for Your Injuries

Even though it is called an “accident,” that does not mean that no one is to blame. While many lawyers would prefer to reach a settlement, we at Payne Law Firm are ready to take these kinds of cases to trial when necessary. We will do whatever it takes to reach the best possible result. 

Injuries from car accidents can quickly become catastrophic. From fractures to traumatic brain injuries, paralysis and even death, the consequences of a car accident can be devastating. It is important to hold all negligent parties accountable.

Some clients fear they don’t have a case because they may be partially responsible. Even if that is true, you still may be entitled to compensation. In hit-and-run cases, it can be more difficult to determine compensation. However, we will thoroughly examine your case. This involves reading through the police report, talking to necessary witnesses, and checking the evidence. We will always keep you up to date on our findings and discuss how we can move forward.



  • Client-Focused
    We will help you every step of the way, providing answers to your questions and continuing to update you on the status of your case.
  • A History of Success
    We have helped over a thousand injured individuals and families get the compensation they deserved.
  • Battle-Tested
    We not only understand the complexities of insurance companies but know how to fight them.
  • Full Transparency
    Our team knows the importance of your case and is committed to doing what is best for you.

Get Serious Today

When you have been injured, you need a serious lawyer. Contact us today.
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